What is a will?

A will is an important part of any financial planning, as it sets out your wishes in the event of your death.

Without this your family can face a number of months of paperwork, just to be able to access what by rights should be theirs.

Why make a will?

For most people, what happens to their family and property when they die is very important.  ​Other people fear making a will as if by doing so they are tempting fate. 

It is a sad fact that many people die without a will because they have just not got round to it. 

There are good reasons for making a will: 

- To gain peace of mind
- To leave clear instructions to provide for your spouse or civil partner and family
- To avoid family disputes over who gets what
- You can choose who will look after your affairs after you die
- You can ensure you have proper financial arrangements, as well as appointing guardians for your children 
- You can make sure all your affairs are in order
- Without a will, an unmarried partner will receive nothing 

​Whatever age you are, if you have property, a family or savings, you should consider making a will.

What happens if I do not have a will?

If you do not have a will at the point of your death you are considered to have died "intestate". 

​What this means is that the Rules of Intestacy are applied and this determines how your estate shall be distributed. 

These are complex rules and are different for England and Wales, Scotland and Northern Ireland. 

Most importantly your family need to decide who will look after your estate and will need to apply for a Grant of Representation from the courts. Nothing can be legally sold or transferred before the Grant of Representation has been issued by the courts. 

In an intestate situation, the person(s) appointed to administer the estate is known as the Administrator(s). Their appointment follows the strict rules of intestacy.

For unmarried couples sharing a home it is very important to make a will, as you may find a situation where you are not entitled to your partners estate.

How much does it cost?

The cost of a will depends on the complexity and detail involved and may involve additional services such as arranging trust funds. 

For most people with simple affairs, we have arranged a specialist service for our customers at a fixed fee to ensure that everyone has good access to a will writer. 

For example a simple will for a single person would be around £144 inc VAT and a mirror will for a couple (where the wishes are the same but one will each) would be around £210 inc VAT. 

As there are many aspects to estate planning, if you wanted to chat through any other issues from a Lasting Power of Attorney to an Asset Protection Trust, please contact us and we can arrange for a specialist to call you.

How can I learn more about trusts and the benefits to me?

                          via our contact us page and we will call you back to discuss this.

How can I learn more about trusts and the benefits to me?

                          via our contact us page and we will call you back to discuss this.


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Tel: 0330 113 7646

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