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What types of survey are there?

There are 3 main types of survey: 

​1. Mortgage Valuation 

This is carried out by the lender and is purely an assessment of the value of the property and to make sure that it represents good security for the loan.  You usually do not get a copy of the survey and it is not designed to comment on the quality of the building. 

2. HomeBuyers Report 

A HomeBuyers Report is intended for conventional residential properties e.g. houses, flats and bungalows, which appear to be in reasonable condition and have not been subject to significant alterations since construction. 

3. Building Survey Report - sometimes known as a structural report 

​A Building Survey Report is suitable for all residential properties and provides a full picture of their construction and condition, including the roofs, chimneys, walls, floors, ceilings, doors, windows and asbestos checks. 

It is more in depth than a HomeBuyer Report and does not follow a fixed format.  It is likely to be needed if the property is over 100 years old, is of unusual construction, dilapidated, has been altered or where major renovation or conversion is planned.

Surveyors

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via our contact us page and we will call you back to arrange this.

How can I arrange a survey through XL Financial Services?

How much does it cost?


This can vary from firm to firm and it can be difficult to chase around for the best quote. 


To help with this XL Financial Services has negotiated a set price format with a number of suppliers and can arrange a survey for you, simply and quickly. 


To find out the cost of either a HomeBuyers or Building Survey Report, please contact us using the button below and we will arrange your quotes for you. 

What does the report look like?


They can be quite detailed and below are an example of a HomeBuyer and a Building Report for you to review: