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Tel: 01278 453926

via our contact us page and we will call you back to discuss this.

New Rules 


In April 2014, new rules were introduced by the regulator, the Financial Conduct Authority or FCA, which may be very different from your last mortgage application.  There is more emphasis on long term affordability than before and many people are finding that they are not able to borrow as much as previously available. 


We can look at all of the options for you and advise on the right loan amount and term for your needs, as well as making sure that you are acceptable to the lender as a customer. 

Want to learn more or speak to someone about mortgages?

Whether moving up or downsizing, XL Financial Services are on hand to look through all of your options and help confirm the best way forward for you.

For many people moving home coincides with a life event.


Whether moving for a new job, a bigger house because of a growing family, downsizing after the children hve flown the nest or planning a smaller home for retirement, whatever the cause there is usually a hundred and one things that need doing.


Most people start with their original lender, but that might not always be the best option.

In addition, you might be planning to make improvements or even do large building works soon after moving in, and this all needs organising as well. 

That is where XL Financial Services can step in and take care of the mortgage application for you. 

We can assess your needs and find the most appropriate lender and product for your new home, as well as liaising with the solicitor and surveyor for as smooth an application as we can make it.
Moving Home