• Buy your First Home

• Move House

• Save money on your existing mortgage by remortgaging to a lower rate                      

• Release capital in your home

• Improve your existing home

• Consolidate existing debts into one easily affordable payment

• Look for shared ownership deals to get onto the property ladder

• Invest in a Buy to Let property or if you are an experienced landlord looking to release capital from your portfolio *

• Short-term funding to develop a property or land

• Invest in property or land overseas

• Raise funds to buy a new venture or just refinance your current business *

However, borrowing money is not as straightforward as it once was, and for good reason. Too many people were over stretching themselves financially with the help of lenders who were only too happy to make a profit

Things have changed now with lenders almost going to the other extreme and being very cautious about who they may want to do business with. It is now more important than ever that you receive professional advice suited to your needs not the lender's

We will explain the different rate types and ways of repaying your mortgage and explain the costs involved before you have to make a decision

We are able to research the WHOLE MARKET in the UK including direct deals to find you the right solution. We then provide you with a full written report explaining our recommendation and importantly pointing out the risks as well as the benefits

We will work with you to provide a lender with all the information they may require to make a lending decision. Typically, you will need to provide proof of identity, address, income, bank statements, details of all loans, and credit cards, and show that you will be able to afford the new mortgage payments

So that there are no surprises about your credit, we strongly suggest that you obtain a copy of your personal credit report so that you can see if there are any issues that may need your attention. You can obtain a copy of your report here

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but we estimate that it will typically be up to £495